I am usually not the first to jump on new technology, and smart phones are no different. I am not a die hard Apple guy, so when I was ready, I made the plunge and got new Droids for both my wife and I. In retrospect, I could not have been less happy with this […]
Your 401k’s Dirty Little Secrets
If you have a 401k, I commend you for taking steps towards your retirement but it’s important that you have a understanding of the downsides of a 401k plan. First, I will talk about the upsides: 1. If your employer is matching your 401k, that is huge. It’s basically free money and I say collect […]
Benefits of a Legal Service Plan
Do you have a lawyer you can call to ask a question about any legal matter you encounter? I do and I pay less than $1 per day for that privilege through my legal service plan. In fact, I don’t just have a lawyer, I have a team of lawyers at a major local law […]
Share Your Best Money Saving Tip for a Chance to Win $500
Our friends at Financial Highway are having another contest. It’s pretty simple to enter too, just visit their site and enter your tip in the comments section for a chance to win $500. There are several other ways you can earn additional entries to the $500 Financial Highway giveaway, sponsored by Life Insurance Finder – the […]
Nearly Half of Americans are Not Saving for Retirement
According to this Yahoo! Finance article which quotes a LIMRA survey, almost half of those living in the US are not saving for retirement. This is a scary statistic for several reasons: 1. Social Security may not be around for ever. We have heard it for years and I am pretty confident the day will […]
Teaching Children Financial Responsibility
If parents want to give their children a head start in life they should not only plan financially for their future, but should take time to teach the children how to handle money. Along with the life lessons you offer – don’t talk to strangers, brush your teeth, etc. – it’s just as important to […]
5 Tips for a Financially Successful Marriage
I have found, as well as many of you are probably experiencing yourselves, that handling your money on a day to day basis can be extremely stressful, not to mention irritating. When my husband and I were forced to combine finances upon getting married, we easily learned a lot of about each others spending habits. […]
Did You Get Your Tax Returns Filed On Time?
If you did not file your taxes on time, it’s too late to file an extension. Trust me, I once filed a late extension and was sent a letter saying that they would not accept my request since it was late. What’s even worse is that I also found out the hard way that there […]