I am reading Dave Ramsey’s book EntreLeadership and in the book he discusses the topic of whether or not someone who is looking to earn additional income should get a part time job or start a part time business. The answer really depends on the urgency of the need for income. If you need income […]
How to Lower Your Life Insurance Rates Without Changing Companies
Did you know that if your life insurance policy was rated in a way that cost you more money, you might be able to have it reconsidered? That’s right. If you were significantly overweight, had a disease, or practiced a poor lifestyle choice such as smoking, there is a chance that you are not paying […]
A Simple Way to Save Money on Online Purchases
Do you use discount codes or promo codes when you shop online? Often a vendor will run a promotion with a discount or coupon code to entice people to do business with them. These codes usually offer some sort of percentage off or in some cases free shipping. If you get one in the mail […]
Financial Advantages of an Elder Law Lawyer
Some of us age gracefully. Our hair silvers – it doesn’t gray. We are blessed with grandchildren – and then great-grandchildren. Our thriftiness from having been raised in a more careful, more responsible age pays off, and we have piles of money in the bank. Some of us age awkwardly. First one knee goes, then […]
Buy Term & Invest the Difference?
Perhaps you’ve heard this old saying as it relates to life insurance. The idea behind it was that someone could buy term life insurance for much lower monthly payments that permanent life insurance and invest the difference the payments elsewhere. In reality this doesn’t work for two reasons. First, buying term life insurance is simply […]
Is Network Marketing a Great Way to Earn Extra Money?
Most of us have been approached at some point in life by someone pitching a network marketing opportunity as a way to earn some extra money. Many of us have even taken the plunge (for better or for worse) into the wild west of the business known as networking marketing (a.k.a. MLM). So how did […]
Retirement Planning – Are You On Track?
Yesterday I had a chat with a friend who helps people with retirement planning strategies. We chatted about where I was in live, when I planned on retiring and how I was doing with my retirement planning. I have to say it was an eye opening conversation. I knew that I had taken some serious […]
Daily Deal Sites – Can They Really Save You Money?
With Daily Deal sites and Coupon blogs popping up faster than a celebrity saying something that ends up on TMZ, it’s no wonder many shoppers, even extreme savers, are feeling a bit overwhelmed these days when it comes to figuring out the real deals. To help navigate the coupon craze and deal daze you may […]