You probably don’t spend much time thinking about bank fees, but they can add up to a significant cost over months and years. This is particularly true if you don’t know your bank’s policies and therefore don’t adjust your behavior to minimize charges. This article will cover some of the most important fees to be […]
Author Archive | Guest
How Your Credit Score Is Determined – And How You Can Improve It
David Bakke is a blogger for Money Crashers Personal Finance, where he writes about improving credit, reaching long-term financial goals, and building wealth. The importance of a good credit score cannot be understated. Your credit score can impact your credit card interest rates, mortgage rates, auto insurance rates, and even your ability to get a […]
Should You Cosign on a Loan for Your Child?
Guest post by Janet Hutchins. Janet writes for Credit, Eh, a blog about smart personal finance and responsible credit card use. It’s only natural for parents to want to help their children. One way that many parents help their children is to cosign on a loan. When you cosign for a child who may not […]
Your Emergency Fund; Why You Need One and How to Start One
How much money should you have in an emergency fund? Are emergency funds really necessary? How can I stash money away, when I can’t even pay the bills on time? These are all questions that haunt the many of us on a regular basis. Myriad articles talk about having money set aside for a rainy […]
Ways to Save on Your Auto and Homeowners Insurance
Tis the season for New Year’s resolutions and one of the most popular is to get a handle on personal finances. The challenge is that Americans are increasingly being squeezed with higher living costs and stagnant or lower wages. To make up for the shortfall, we must be look for ways to save in other […]
Buying Life Insurance is a Wise Financial Decision
For more than a decade, the insurance industry has designated September as Life Insurance Awareness Month. Many may wonder why they block off a whole month to focus on one particular type of insurance. After all, there are no months dedicated to auto insurance, homeowner insurance, or health insurance, so why life insurance? The primary […]
The Profit Mandate; How to Become a Profitable Steward
This is a guest blog post from our friend Trudy Beerman, author, radio host, and CEO of Profitable Stewardship, Inc. Christians in business or management this is for you. The parable of the Talents in Matthew 25:24-27, or the equivalent version on the Minas in Luke 19: 12-27, talks about managers who received money to run […]
Long-Term Care Insurance Considerations for Business Owners
With Americans living longer than ever before, many are worried about how they will be cared for should they develop a long-term disability or other type of medical condition. Long-term care insurance can help pay these expenses should the need arise, and it is becoming an increasingly popular choice. While long-term care is an option […]