My wife and I were doing some Spring cleaning recently (yes, it’s Spring-like in Arizona) and as expected, we found lots of lost treasures. My wife is usually quick to get rid of stuff, but I often ask if there is some value in the stuff we want to get rid of. After both going […]
Archive | 2014
Planning your Budget for Buying a New Home
If you are planning to buy a new home, one of the first steps is to get pre-qualified with a local lender. However, how much can you really afford? The answer may not necessarily be what the lender is willing to approve you for. Though the level of approval is a good guideline, you will […]
Mortgage Debt Forgiveness Act Expiration: Tax Implications for Homeowners
In 2007, Congress enacted the Mortgage Debt Forgiveness Act to help homeowners affected by the housing crisis. This law remained in effect until the end of 2013. Though some in Congress have tried to extend the law, the prospects of this happening with a divided government during an election year remain unclear. If you are […]
Important Insurance Considerations for Your Home Remodeling Project
Many homeowners make a New Year’s resolution to do some home remodeling perhaps adding a new bedroom or finishing the basement to make it livable. These are good ideas that can help homeowners accommodate their needs without having to incur the cost of moving to a bigger house and leaving their neighborhood. When undertaking a […]
First Time Home Buyers: How to Qualify for a Home Loan in 2014
Starting in 2014, there are tighter restrictions in home mortgage lending standards. These changes are likely to affect one group more than most others; first time homebuyers. If you are planning on buying your first house in 2014, follow these important steps to ensure that you are successful. Build and Maintain your Credit Score: First […]
What is Tax Deductible When I Own a Home?
Home ownership is a big step that comes with many changes and new responsibilities. While there is nothing better than having a home, some adjustments need to be made in order to manage your new home properly. Perhaps the biggest change is you are now paying a monthly payment to a mortgage company rather than […]
Five Ways to Reduce Your Auto Insurance Premiums in 2014
The New Year is always a good time to reassess our expenses and figure out ways we can save money and make it easier to make ends meet. One area that deserves to be looked at is your auto insurance. Often, just making a few simple tweaks here and there can reduce your premiums and […]
Outfox the Investors with Fixed-Indexed Annuity
Annuities can be quite complicated and it is often hard for the average person to understand the ins and outs of this type of investment. The good news is it is not necessary to understand every detail of the various types of annuities to realize the investment benefits that can be offered for a certain […]
