I have found, as well as many of you are probably experiencing yourselves, that handling your money on a day to day basis can be extremely stressful, not to mention irritating. When my husband and I were forced to combine finances upon getting married, we easily learned a lot of about each others spending habits. […]
Archive | April, 2012
Did You Get Your Tax Returns Filed On Time?
If you did not file your taxes on time, it’s too late to file an extension. Trust me, I once filed a late extension and was sent a letter saying that they would not accept my request since it was late. What’s even worse is that I also found out the hard way that there […]
Part Time Job or Part Time Business?
I am reading Dave Ramsey’s book EntreLeadership and in the book he discusses the topic of whether or not someone who is looking to earn additional income should get a part time job or start a part time business. The answer really depends on the urgency of the need for income. If you need income […]
How to Lower Your Life Insurance Rates Without Changing Companies
Did you know that if your life insurance policy was rated in a way that cost you more money, you might be able to have it reconsidered? That’s right. If you were significantly overweight, had a disease, or practiced a poor lifestyle choice such as smoking, there is a chance that you are not paying […]
A Simple Way to Save Money on Online Purchases
Do you use discount codes or promo codes when you shop online? Often a vendor will run a promotion with a discount or coupon code to entice people to do business with them. These codes usually offer some sort of percentage off or in some cases free shipping. If you get one in the mail […]
Financial Advantages of an Elder Law Lawyer
Some of us age gracefully. Our hair silvers – it doesn’t gray. We are blessed with grandchildren – and then great-grandchildren. Our thriftiness from having been raised in a more careful, more responsible age pays off, and we have piles of money in the bank. Some of us age awkwardly. First one knee goes, then […]
Buy Term & Invest the Difference?
By Anthony Kirlew on April 2, 2012 in Life Insurance, Retirement Planing, Term Life Insurance, Whole Life Insurance
Perhaps you’ve heard this old saying as it relates to life insurance. The idea behind it was that someone could buy term life insurance for much lower monthly payments that permanent life insurance and invest the difference the payments elsewhere. In reality this doesn’t work for two reasons. First, buying term life insurance is simply […]
