When people think of retirement, it brings up different thoughts for different people. Some think of leaving work behind and others think of doing more meaningful and heartfelt work where the money is less of a concern. One of the factors that we all have to face is what sources of income we will have […]
Archive | 2012
What Closing Costs Do I Have to Pay When I Buy a House?
Purchasing a home involves more than searching for the perfect house in the ideal location. Buying a home involves many factors outside the realm of what house to buy and where; buyers need to be aware of the additional financial obligations involved with the home buying process. The lender that approves the mortgage will be […]
What Crazy Frugal Habits Do You Have?
Do you ever find yourself doing silly things that others might find crazy in the name of being frugal? I know I do and it’s usually not about money as much as it is just the satisfaction of the act. This morning, I experienced one of these as I was looking at the near empty […]
5 Most Expensive Homes to Insure in the World
According to Forbes, there are 1,226 billionaires in the world with a combined net worth of $4.6 trillion. Given the kind of money swirling around the world’s richest circles, it isn’t unexpected to find the wealthy splurging immense amounts on private residences. Then of course, there are the ancient houses of royalty that sprawl over […]
3 Advantages to Having the Right Type of Life Insurance
To get the best life insurance policy for your personal needs, you really need to be educated. Even during that process, you will never learn all there is to know. As I have used my life insurance policy (yes, I bought one that I can use before I die) I have learned so much more […]
The 7 Types of Savings Accounts You Need
A recent USA Today article states that more than 25% of Americans don’t have at least $1,000 in savings and 67% have less than the recommended 6 months of expenses saved.  The message is loud and clear that Americans are struggling to save. It really takes a renewed mindset that says you want more peace in […]
How You Might Be Paying Your Bank 20% or MORE to Use CASH
Yesterday, I had a revelation. I found myself at a restaurant that only took cash for my transaction. Believe it or not they still exist, but that’s not the point. I went down the road to get $20.00 out of an ATM and because I was in a hurry and did not plan, I ended […]
3 Reasons You Should Buy Life Insurance For Your Children
For some, the thought of buying life insurance for their children is ridiculous. They believe it’s something exclusively for adults who decide it’s time to become fiscally responsible, and often not thought of for themselves until they face marriage or the birth of their first child. I want to share with you 3 reasons why […]