David Bakke is a blogger for Money Crashers Personal Finance, where he writes about improving credit, reaching long-term financial goals, and building wealth. The importance of a good credit score cannot be understated. Your credit score can impact your credit card interest rates, mortgage rates, auto insurance rates, and even your ability to get a […]
How Much Life Insurance Do I Need?
This is a common question posed by people seeking to get insured and I would like to share some insights. Whole Life or Term Life? The first thing I want to address are the two categories of life insurance, whole life and term life. Whole life is insurance that protects you until you die (for […]
How to Make Money Flipping Phones for Profit
This is a guest post by Financial Wolves, a blog about making money with side hustles to help you achieve financial freedom. With an ever-rising cost of living, many people are searching for sources to earn some additional income. If you are looking for a side hustle, which can help you make some extra cash, […]
How I Got a Brand New iPhone for $60.80
Having turned a leaf from the old Anthony (who was not frugal), I consider myself to be quite frugal, although I still have a few indulgences (mostly surrounding food). For this reason, I am never one to jump to buy the latest phone knowing that I could potentially buy one from a less frugal friend […]
3 Ways to Get a Loan Without a Bank
In the ideal scenario, we would all have fully funded emergency funds with 6 months worth of living expenses. We would also be able to save to pay cash for our cars and homes. The glaring problem with this is that we don’t live in an ideal world, and some of us did not start […]
Should You Cosign on a Loan for Your Child?
Guest post by Janet Hutchins. Janet writes for Credit, Eh, a blog about smart personal finance and responsible credit card use. It’s only natural for parents to want to help their children. One way that many parents help their children is to cosign on a loan. When you cosign for a child who may not […]
Should I Finance or Lease a Car?
It’s been a few years since you’ve been driving, and that car with no A/C just isn’t doing it anymore. Maybe your car is falling apart, or you have an issue that isn’t worth the cost to fix it. Whatever your reason, you might find yourself looking for a new car. While buying a car […]
4 Ways to Leverage Travel Rewards Credit Cards
Do you want to travel the world for less? The best travel rewards credit cards can help you do it! Thanks to the magic of rewards points, my family has traveled the world for pennies on the dollar. Over the last five years, we’ve visited over 30 countries and overseas territories – mostly paying for […]