Did you know that you can take Dave Ramsey’s Financial Peace University online? I didn’t but my wife happened to find it and mention it, so we are now enrolled. I have to tell you we are enjoying it. I had resisted taking the course for many years because I thought I knew better. I […]
Archive | Budgeting
The 7 Types of Savings Accounts You Need
A recent USA Today article states that more than 25% of Americans don’t have at least $1,000 in savings and 67% have less than the recommended 6 months of expenses saved.  The message is loud and clear that Americans are struggling to save. It really takes a renewed mindset that says you want more peace in […]
13 Tips for Eating Out On a Budget
Before I was married, I was not someone who was into budgets. Times were good and I dined out quite a bit without much regard for cost. I even justified the costs saying that my time was valuable and that it didn’t make sense to spend time budgeting. As I have matured, I have realized […]
Sound Financial Advice from Saturday Night Live
Do you ever wonder how you got into debt? If so, this video will help you figure it out and solve your debt problems FOREVER.
How to Save Money on Your Next Online Purchase
Do you ever use online coupon code? If you don’t you are missing out. Coupon codes are simply applied to your cart during your online checkout process and can come from a variety of sources. There are even websites that collect coupon codes from those who acquire them and post them. The next time you […]
Where is the Best Place to Buy a Car Battery?
In my experience it’s none other than Walmart. That is, assuming that you have a Walmart with a car care center. My first experience with Walmart’s auto service was when my wife and I were moving across the country and broke down in front of a Walmart that had a service center. We were first […]
The True Value of Saving Money
A while back when I was embarking on a money saving journey, something came to mind. I realized that when I saved money, it was actually worth more than what I had saved due to the tax savings. Recently, I canceled a service that I don’t use. Technically, I suspended it because they talked me […]
3 Proven Ways to Improve Your Business Cash Flow
One of the biggest challenges facing businesses is cash flow. Mastering this facet of business can mean the difference between success and failure. Without proper planning, business owners and managers are often left scrambling and end up making rash decisions such as laying off key personnel in an effort to stay afloat. Here are three […]