A goal without a plan is a dream, and statically most Americans are living a financial nightmare. We are not a nation of planners or savers, and I am a part of a movement that does not want to settle for the status quo. More so, I am part of a movement to help inspire […]
Author Archive | Anthony Kirlew
Should I Open a Christmas Savings Account?
Do you have a Christmas Savings Account? Given that a recent CNBC article stated that only 39% of Americans have enough savings to cover a $1,000 emergency, most people are not saving for anything, let alone Christmas. I want to encourage you to take the next step towards making your Christmas holidays less stressful by […]
8 Ways a Side Hustle Can Impact Your Finances
Over the past few years, I have had a revelation about the power of the side hustle. Some people start a side hustle because they want to start a business, but can’t afford to leave their day job. Others start a side hustle because they want to increase their income with no intention of leaving […]
Making Saving Money a Family Affair
Kids learn about money from a young age mostly by watching how their parents interact with money. It’s crucial that married couples are on the same page with regard to finances, as this will allow them to mutually reach their financial goals quicker. And for those with kid, they are watching you and listening to […]
A Tactic to Fast Track To Your Savings Goals
When you find yourself with extra income or financial wins, do you save or do you “reward yourselfâ€? Depending on where you are in your budget, perhaps more money means you make your budget. Hopefully, more money means you can accelerate your savings. As a part of the America Saves Week campaign, I want to […]
Retirement Planning Strategies – Nest Egg Versus Residual Income
In my first America Saves Week post, I shared some alarming statistics about retirement. Most concerning regarding retirement is that 45% of working of age households have no retirement account assets. In the perfect world, we would all be educated on retirement from a young age, and we would also never foolishly deplete our retirement […]
Do You Have a Rainy Day Fund?
Your first thought might be, “what is a rainy day fund?†When I first heard the term that was my thought. In fact, I thought it was another word for an emergency fund. Some people do use the term synonymously with an emergency fund, but technically there is a difference. An emergency fund is ideally […]
Automatic Savings – The Best Way to Reach Your Savings Goals
Last October I attended a conference for those who work in the field of personal finance, called FinCon. At this amazing event, I got to meet New York Times best selling author David Bach who was one of the keynote speakers. I was also fortunate to get a signed copy of his book titled, The […]