A health savings account (HSA) is a savings account in which you can set aside pre-tax money to use on qualified health expenses. By using this untaxed money on deductibles, co-pays, and other expenses you can lower the overall cost of your healthcare. An HSA is only available with high deductible health plans (HDHP). Most […]
Archive | Insurance
7 Tips for Saving Money on Car Insurance
Car insurance is one of those things in life that we just accept that we have to pay for. In most cases car insurance is not optional; which is why you should make sure you are getting the best deal possible. Here are a few tips to help you in your quest: 1. Shop Around. […]
Ways to Save on Your Auto and Homeowners Insurance
Tis the season for New Year’s resolutions and one of the most popular is to get a handle on personal finances. The challenge is that Americans are increasingly being squeezed with higher living costs and stagnant or lower wages. To make up for the shortfall, we must be look for ways to save in other […]
Long-Term Care Insurance Considerations for Business Owners
With Americans living longer than ever before, many are worried about how they will be cared for should they develop a long-term disability or other type of medical condition. Long-term care insurance can help pay these expenses should the need arise, and it is becoming an increasingly popular choice. While long-term care is an option […]
Motorcycle Insurance: Enjoy Your Summer Rides Knowing you are Fully Covered
Spring has arrived and summer is just around the corner. With the warmer weather comes the desire to enjoy the great outdoors, especially after being shut in all winter. For many, summer means enjoying the freedom and fresh air riding on their motorcycle. Motorcycles are most certainly a great part of the summer fun, but […]
Creating a Home Inventory for your Homeowner Insurance
If the day ever comes when you need to file a homeowner’s insurance claim, you will be thankful that you created a home inventory. If you have personal property inside your house that is damaged or stolen, your claim will go much smoother if you have proper documentation. These days, there are more ways than […]
Important Insurance Considerations for Your Home Remodeling Project
Many homeowners make a New Year’s resolution to do some home remodeling perhaps adding a new bedroom or finishing the basement to make it livable. These are good ideas that can help homeowners accommodate their needs without having to incur the cost of moving to a bigger house and leaving their neighborhood. When undertaking a […]
Five Ways to Reduce Your Auto Insurance Premiums in 2014
The New Year is always a good time to reassess our expenses and figure out ways we can save money and make it easier to make ends meet. One area that deserves to be looked at is your auto insurance. Often, just making a few simple tweaks here and there can reduce your premiums and […]