The statistics around credit cards and how Americans use them are alarming, to say the least. Let me start by sharing a few of them found in a recent CNBC article: The average American has a credit card balance of $4,293, according to the latest Experian data. Total credit card debt is also at its […]
Archive | March, 2019
What is a Health Savings Account?
A health savings account (HSA) is a savings account in which you can set aside pre-tax money to use on qualified health expenses. By using this untaxed money on deductibles, co-pays, and other expenses you can lower the overall cost of your healthcare. An HSA is only available with high deductible health plans (HDHP). Most […]
How I Saved Hundreds of Dollars on My Pool Vacuum
If you had a swimming pool in your backyard where I grew up (in Maryland), it meant you were doing pretty well financially. Today, I live in Arizona, which means I have to have a swimming pool if I want to survive the summer heat. It also helps with resale value although I don’t plan […]
Growing Your Side Hustle to Reach Your Financial Goals
A side hustle is a great way to get ahead, accelerate your financial goals, or pave the way to financial independence. Often times people struggle with where or how to start – either emotionally, strategically, or financially – so I wanted to share some insights from my journey as a side hustler, entrepreneur, and business […]